Packing and shipping fees are paid by the buyer unless otherwise noted and insurance fees are built into the shipping fee. SSI will choose the shipping company to send the order. In certain cases, SSI may allow the buyer to use their own shipping company. The buyer is obligated to thoroughly examine the packaging upon arrival and make a notation of any damage prior to signing for acceptance. Once accepted, the buyer assumes all liability for any physical damage identified and/or incurred after the point of acceptance. The buyer has the obligation to notify SSI in writing within 24 hours after acceptance of any damaged Instruments. If damage occurs when a buyer uses their own shipping company, the buyer will need to work with their shipping company to file an insurance claim. If the buyer is unable to file an insurance claim or cannot be paid for the damages, SSI will not accept a return of the order.